Borrow
At Compassionate Care Credit Union, we’re here to support your every need with a variety of loan options designed with you in mind.
Whether it’s a personal loan for car repairs, medical bills, taxes, or even a well-deserved vacation, we’ve got you covered.
Ready for a new vehicle? Enjoy competitive rates and flexible terms tailored to help you drive your dreams forward.
Plus, if you find a better rate elsewhere, we’ll match it, or beat it, because compassionate care means lending with heart and community in mind.
Currently, We Offer Loans For:
- Auto Loans
- Boat Loans
- Personal Watercraft
- Motorcycle Loans
- ATV & UTV Loans
- Camper & Travel Trailer Loans
- RV Loans
- Snowmobile Loans
- Personal Unsecured Loans
- Debt Consolidation Loans
- Kwik Cash Line of Credit
- Lower Interest Rate Credit Cards (in partnership with LSC Corporation)
- Mortgages (available through our partner, AmeriCU)
Loan Protection
Affordable loan protection is available for all loans to help give you peace of mind. For details on coverage options, costs, and fees, please speak with a Compassionate Care Credit Union team member, we’re here to help you find the right protection for your needs.
Guaranteed Asset Protection (GAP) provided Through VisualGAP®
Debt Protection Provided Through Trustage™
- LifePlus
- LifePlus Disability
- LifePlus Disability & Unemployment
Ready to get started?
Click the button below to Apply Online and take the first step toward your loan, easy, fast, and secure.
FAQ's
Check out our frequently asked questions for some important facts:
Q: How long will it take to get a loan?
A: We typically provide a decision within two business days of receiving your completed loan application. However, processing time may vary if additional documentation is needed or during periods of high loan volume.
Q: Do I need to include my spouse’s information on the loan application?
A: Wisconsin is a marital property state. Under Wisconsin law, obligations incurred during marriage and in the interest of the marriage or family may be treated as marital obligations. For this reason, we are required to provide notice to a non-applicant spouse and may request limited spouse information to comply with state law and evaluate repayment ability.
A spouse who does not sign the loan documents is not a co-borrower, but marital property may be available to satisfy the obligation as permitted by law.
Q: Do I need to fill out a loan application if I am already a member?
A: Yes. Every time you want to borrow new money or refinance a current loan with us, a loan application is required.
Forms
Loan Rates1
Rates effective as of 12/01/2025
2026-2023 Auto & Recreational (ATV, UTV, Boat, Personal Watercraft, Motorcycle, Camper, Travel Trailer, RV & Snowmobiles)
Finance up to 100% of the purchase price plus taxes and fees.
| TERMS | *APR | PAYMENT PER $1000 |
|---|---|---|
| 84 Months | 5.24% | $14.25 |
| 72 Months | 4.74% | $15.99 |
| 60 Months | 4.49% | $18.64 |
| 48 Months | 4.24% | $22.69 |
| 36 Months | 3.99% | $29.52 |
2022-2020 Auto & Recreational (ATV, UTV, Boat, Personal Watercraft, Motorcycle, Camper, Travel Trailer, RV & Snowmobiles)
Finance up to 100% of the purchase price plus taxes and fees.
| TERMS | *APR | PAYMENT PER $1000 |
|---|---|---|
| 84 Months | 5.74% | $14.49 |
| 72 Months | 5.24% | $16.22 |
| 60 Months | 4.99% | $18.87 |
| 48 Months | 4.74% |
$22.92 |
| 36 Months | 4.49% | $29.75 |
2019-2015 Auto & Recreational (ATV, UTV, Boat, Personal Watercraft, Motorcycle, Camper, Travel Trailer, RV & Snowmobiles)
Finance up to 100% of the purchase price plus taxes and fees.
| TERMS | *APR | PAYMENT PER $1000 |
|---|---|---|
|
72 Months |
6.99% | $17.05 |
| 60 Months | 6.49% | $19.57 |
| 48 Months | 5.99% | $23.49 |
| 36 Months | 5.49% | $30.20 |
2014 and Older Auto & Recreational (ATV, UTV, Boat, Personal Watercraft, Motorcycle, Camper, Travel Trailer, RV & Snowmobiles)
Finance up to 100% of the purchase price plus taxes and fees.
| TERMS | *APR | PAYMENT PER $1000 |
|---|---|---|
| 48 Months | 7.49% | $24.18 |
| 36 Months | 7.24% | $30.99 |
2025-2021 Boat, RV, & Travel Trailers over $25,000
Finance up to 100% of the purchase price plus taxes and fees.
| TERMS | *APR | PAYMENT PER $1000 |
|---|---|---|
| 180 Months | 8.74% | $10.00 |
| 120 Months | 8.48% | $12.40 |
| 96 Months | 8.22% |
$14.26 |
Personal Loans
| TERMS | *APR | PAYMENT PER $1000 |
|---|---|---|
| 60 Months | 10.65% | $21.58 |
| 48 Months | 10.40% | $25.57 |
| 36 Months | 10.15% | $32.35 |
*APR = Annual Percentage Rate.1 Loan rate is based on term, credit score, as well as credit tiers. All rates and terms are subject to change at anytime without notice. The rates are effective as of the approval date of the loan. Membership eligibility required.